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A recent Rasmussen poll showed the most voters don’t know where spending goes – and worse, they don’t know that the bulk of federal spending is not authorized by the constitution [read more]



There’s a terrific group of people at Operation Restoration who are dedicated to helping people learn how to protect themselves from foreclosure.  There a blog on the subject too.

My experience is that people get into financial problems mostly through what they don’t know.  Organizations like this can help.



Ever have a REALLY bad hangover? Well, get ready! The disaster that started on Tue Nov 4th, 2008 has damaged our country and the recovery will be painful.

Irwin Seltzer, in the Weekly Standard blog, gives an excellent analysis. [read more]

Our country will recover!  We can only hope that we’ll learn something from the pain.



We can now add “Cover nearly everyone and control the rise in health costs.” to “You’ll be paying less taxes when you retire” (re: 401k) and “I’ll respect you in the morning”.

John Sullivan, Boomer Market Advisor, comments on David Wessel’s piece in yesterday’s Wall Street Journal. [read more]




Worse than the news that tens of thousands more were laid off in January is the news that people off work for months are still not being re-hired [read more].

Where will it end?  Is there any sign of rational steps from Washington?

More and more are realizing that we are on our own [read more]